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Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.


A Relevant Life Plan is a death-in-service benefit taken out by a company on behalf of an employee.
In the interests of financial security, business stability, and continuity - particularly for private limited companies where there may only be a small number of principal shareholders - it is important to provide a safety net following the loss of a shareholder
One of the great risks of a business partnership is that one of the partners may die or suffer a specified critical illness, with his or her share of the business passing to their beneficiaries. The safety net is a pre-arranged scheme to ensure the surviving partners have enough funds to buy out the departed partner's interest in the business.
Key person insurance is an important form of business insurance. There is no legal definition for 'key person insurance'. In general, it can be described as an insurance policy taken out by a business to protect that business for potential financial losses that could arise from the death or extended incapacity of an important member of the business specified on the policy.

Personal Finance

I made a reservation two months in advance – but now the same rooms are 25% cheaper
Richard Bannan, 64, on why his ‘frugal’ lifestyle wouldn’t change even if he won the lottery
Sheila Hastings took out critical illness cover, but faced a fight over her £280,000 claim
More than 15 councils across the capital have committed to joining the event on 22 September and will bar vehicles from some roads, with almost 80 streets being turned into motor-free zones.
The Royal Mint has increased its production of collectible coins in an attempt to appeal to a wider market as the use of cash declines across the country.