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Business Protection

Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.


A Relevant Life Plan is a death-in-service benefit taken out by a company on behalf of an employee.
In the interests of financial security, business stability, and continuity - particularly for private limited companies where there may only be a small number of principal shareholders - it is important to provide a safety net following the loss of a shareholder
One of the great risks of a business partnership is that one of the partners may die or suffer a specified critical illness, with his or her share of the business passing to their beneficiaries. The safety net is a pre-arranged scheme to ensure the surviving partners have enough funds to buy out the departed partner's interest in the business.
Key person insurance is an important form of business insurance. There is no legal definition for 'key person insurance'. In general, it can be described as an insurance policy taken out by a business to protect that business for potential financial losses that could arise from the death or extended incapacity of an important member of the business specified on the policy.

Personal Finance

CYBG has swung to a full-year loss after it was forced to take an extra £150 million charge linked to the mis-selling of payment protection insurance.
Christmas is my busiest time of year and it's really important for my income as I usually sell items full price, but I feel under pressure to offer discounts on Black Friday this year. How do I get this right?
A crackdown on so-called money mules and behaviour that banks believe may be suspicious has led to a rise in those have had current accounts closed with little warning or explanation.
When I looked at my invoice, I saw 12 items cost more than when I checked out online
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