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Investing money needs careful consideration and you need to be absolutely sure of the risks involved. This section provides generic information on different types of saving & investment. You should seek advice appropriate to your specific circumstances prior to making any decisions.

The value of your investments can go down as well as up, so you could get back less than you invested.

Here we attempt to explain in simple terms all the different asset backed investments open to the individual investor, from contribution levels right through to taxation treatment of each investment.
In this document we look at all the various deposit based investment vehicles available in the marketplace today and what they mean to the individual investor.
Under the so-called 'New ISA' (or NISA), Cash ISAs and Stocks and Shares ISAs have effectively been merged, with the overall combined limit increased to £20,000 from 2017/18.
This document looks at the different investment vehicles available to the individual investor together with the key points to note. This is an at-a-glance guide with more detailed information being contained in the other documents on this page. The value of investments and income from them may go down. You may not get back the original amount invested and the levels, basis and reliefs of taxation are subject to change.

Personal Finance

A new criminal offence of neglecting pension responsibilities will be announced in a pensions white paper this week, the prime minister has confirmed.
THE NUMBER of people taking out equity release has doubled in the last five years, driven by greater choice, more flexible options and falling interest rates.
Investment trusts, like bank branches, are a little old school. Many have been around since the late 19th Century and are steeped in history.
Every weekend, This is Money rounds-up the share tips from the Sunday newspapers. This week, Trinity, Equiniti, Shaftesbury and John Laing are in focus.