Honour Financial Planning Ltd Logo

0131 478 2379 info@honourfinancial.com

Calculators

We've provided a selection of useful calculators below. Please note that whilst the calculators are accurate, they perform generic calculations that do not take into account your individual circumstances. They should be used as a guide only and not relied upon.

Please also note we do not store or see any of the information you input to these calculators.


Your Salary (Gross p.a.)

Partner's Salary (Gross p.a.)

Deposit

Monthly Outgoings

Your Results

This calculator uses the following assumptions.

Maximum borrowing is a multiple of between 2.50 and 5.00 times total income less annualised outgoings. Lenders will only lend up to 95% loan to value (LTV).

This is intended as an indicative guide only. It is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We charge a fee for providing advice and submitting your mortgage application - £295 for a new mortgage and £250 for a remortgage. However, our fee will be £395 for complex applications e.g. a guarantor or shared ownership/equity case. We will tell you the exact fee after our initial consultation. We will also be paid a procuration fee from the lender. This fee becomes payable by you on submission of a full application to a lender unless it is your wish to add our fee to your mortgage loan. We will receive and retain a commission from the lender when your mortgage completes. This amount will be confirmed by the lender in their disclosure document.

To use this calculator, please visit our site on a device with a larger screen size.

Personal Finance

I made a reservation two months in advance – but now the same rooms are 25% cheaper
Richard Bannan, 64, on why his ‘frugal’ lifestyle wouldn’t change even if he won the lottery
Sheila Hastings took out critical illness cover, but faced a fight over her £280,000 claim
More than 15 councils across the capital have committed to joining the event on 22 September and will bar vehicles from some roads, with almost 80 streets being turned into motor-free zones.
The Royal Mint has increased its production of collectible coins in an attempt to appeal to a wider market as the use of cash declines across the country.