We've provided a selection of useful calculators below. Please note that whilst the calculators are accurate, they perform generic calculations that do not take into account your individual circumstances. They should be used as a guide only and not relied upon.
Please also note we do not store or see any of the information you input to these calculators.
Mortgage Borrowing Calculator
Your Salary (Gross p.a.)
Partner's Salary (Gross p.a.)
This calculator uses the following assumptions.
Maximum borrowing is a multiple of between 2.50 and 5.00 times total income less annualised outgoings. Lenders will only lend up to 95% loan to value (LTV).
This is intended as an indicative guide only. It is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We will typically charge you an advice and arrangement fee on provision of advice and submission of a full mortgage application - £250 for a new mortgage and £150 for a remortgage. However, we may charge you an advice/arrangement fee of up to £395 depending on the complexity of the work carried out e.g. a guarantor or shared ownership case. We will tell you the exact fee after our initial consultation. We will also be paid a procuration fee from the lender.