We've provided a selection of useful calculators below. Please note that whilst the calculators are accurate, they perform generic calculations that do not take into account your individual circumstances. They should be used as a guide only and not relied upon.
Please also note we do not store or see any of the information you input to these calculators.
Mortgage Borrowing Calculator
Your Salary (Gross p.a.)
Partner's Salary (Gross p.a.)
This calculator uses the following assumptions.
Maximum borrowing is a multiple of between 2.50 and 5.00 times total income less annualised outgoings. Lenders will only lend up to 95% loan to value (LTV).
This is intended as an indicative guide only. It is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.
Your home may be repossessed if you do not keep up repayments on your mortgage.
We charge a fee for providing advice and submitting your mortgage application - £295 for a new mortgage and £250 for a remortgage. However, our fee will be £395 for complex applications e.g. a guarantor or shared ownership/equity case. We will tell you the exact fee after our initial consultation. We will also be paid a procuration fee from the lender. This fee becomes payable by you on submission of a full application to a lender unless it is your wish to add our fee to your mortgage loan. We will receive and retain a commission from the lender when your mortgage completes. This amount will be confirmed by the lender in their disclosure document.